Legal & Financial Disclosures
Loan Terms & APR Disclosure
SmallPersonalLoansOnline.com is not a lender and does not make credit decisions. This website provides information and connects consumers with potential lending partners. Annual Percentage Rates (APR) for small personal loans typically range from 5.99% to 35.99%, depending on your credit score, income, and state of residence. Loan repayment terms generally range from 6 to 60 months.
Example Loan Calculation
If you borrow $1,000 with a 12-month term and an APR of 24.5%, your monthly payment would be approximately $94.78. The total cost of the loan would be $1,137.36, including $137.36 in interest.
Credit Impact Notice
By submitting an inquiry on this site, you agree to allow our lending partners to perform a credit check, which may include a "soft pull" (does not affect your score) or a "hard pull" (may cause a temporary dip in your score) during the final application stage.
State Availability
Our services are subject to individual state regulations. Small personal loans may not be available in all states. We encourage all borrowers to review their state’s specific interest rate caps and lending laws via the Consumer Financial Protection Bureau (CFPB).
Advertising Disclosure
This website may receive compensation from the lenders or service providers featured on this site. This compensation may impact how and where products appear, but it does not influence our editorial integrity or the accuracy of the financial information provided.
The domain name smallpersonalloansonline.com (small personal loans online) does not represent a guarantee, promise, or warranty regarding the timeframe for loan approval or fund disbursement. We are connecting consumers with lenders. The registered domain name is owned and operated by Feeboards llc.
